loan service

Enjoy low interest rates and easy payment terms on your financing needs such as:


  • Home Renovation / Upgrades
  • Tuition / Education
  • Furniture
  • Appliances / Electronic Gadgets
  • Vacation / Travel
  • Balance Transfer / Debt Consolidation
  • Special Events
  • Health and Wellness
  • Medical Emergencies


loan service

  • Flexible loan amounts – You are eligible to request for a loan ranging between minimum of USD 2,500 and maximum of 90% of the deposit account.
  • Fixed monthly payments – Pay the same amount every month with any of the following flexible payment terms ( 3 months, 6 months, 12 months, 18 months, 24 months, and 36 months).
  • Top Up Loan Feature – Users are eligible to increase loan after 50% of previous approved loan has been paid.
  • Convenient Application – Submit your application online via your user account or the contact us page.


Interest Rate

Tenor Factor rate Monthly Add-On Rate Rate/Annum
6 0.179667192 1.30% 26.27%
12 0.095836960 1.25% 26.63%
18 0.068058532 1.25% 26.76%
24 0.054167533 1.25% 26.58%
36 0.040279967 1.25% 25.98%
Minimum Loan - $2,500 USD
Tenor (Months) - 6, 12, 18, 24, 36
Pay the same amount every month